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How Much Does Therapy Cost?

Psychological treatment at iPractice is generally reimbursed by your health insurance. Only when you are insured with Zilveren Kruis, not all costs are reimbursed. Despite your health plan, you can always choose to pay for treatment yourself.
Bertien Dumas
Latest medical review by:
Anna Bigot 19 January 2026

Reimbursed care

iPractice has agreements with health insurers about the reimbursement of care. These agreements are renewed annually. Are you insured with one of the health insurers listed below? Then all your costs of treatment are covered and paid for by your health plan. We send our invoices directly to your health insurer.

  • a.s.r. (a.s.r., Ik kies zelf)
  • CZ (CZ, CZdirect, Just, Nationale-Nederlanden, OHRA)
  • DSW (DSW, Stad Holland)
  • EUCARE/Aevitae
  • Menzis (Menzis, Anderzorg, HEMA, VinkVink)
  • ONVZ (ONVZ, VVAA, Jaaah)
  • RMA
  • Salland (Salland, Zorgdirect)
  • SZVK
  • VGZ (VGZ, Univé, Bewuzt, ZEKUR, IZA, IZZ, Promovendum, Besured, United Consumers)
  • Zorg & Zekerheid (Zorg & Zekerheid, AZVZ)

Unfortunately, in 2026 we do not have a contract with:

  • Zilveren Kruis (Zilveren Kruis, Interpolis, FBTO, De Friesland, De Christelijke Zorgverzekeraar, ZieZo)

If you have insurance from an insurer with whom iPractice has a contract your care is paid for with a referral letter from your general practitioner and a diagnosis according to the DSM-5. 

Menzis or VGZ: Are you insured with Menzis or VGZ? Budget ceilings apply and this may affect the length of your waiting time. Check the current waiting times per insurer.

 

Zilveren Kruis

If you have insurance with Zilveren Kruis, a large portion of the costs will be reimbursed, but not the full amount. Your co-payment is approximately 33%. Statutory deductible also applies.

Once having started your treatment, invoices will be sent to you for the costs of the intake and treatment. You can reclaim a large part of these costs from Zilveren Kruis. If you timely submit your invoice to Zilveren Kruis, you are able to receive the reimbursement just before payment deadlines of our invoices.

I cannot attend

Our psychologists are happy to help as many people as possible. We ask you to cancel an appointment only in case of emergency. When you cancel your appointment, other patients have waited in vain. Canceling as little as possible allows us to keep waiting times short.

In case you can not attend to the appointment with your psychologist, we ask you to do the following:

  • If you can’t make it to physical location of our practice: the appointment can be changed into a secure video or telephone conference;

  • If you also unable to attend an digital meeting, you need to cancel the appointment more than 48 working hours (weekends not included) before the scheduled appointment. That allows us to try to make another patient happy with the time slot you are leaving behind;

  • If you cancel within 48 working hours (weekends not included) of the appointment, we are obliged to charge you a ‘no-show’ fee of €75. Please note: many health insurers do not reimburse the costs of a no-show.

 

Deductible

All health insurers are legally bound to charge a deductible of (at least) €385 per calendar year. You pay this deductible once every calendar year, regardless of the care you receive that year. If you start care in one year (e.g., 2025) and continue this treatment in the next year (e.g., 2026), your deductible is withheld from reimbursement every calendar year. You deductible applies with all insurers.

 

Paying Yourself

Is your treatment not reimbursed or do you want to pay for your treatment yourself? We then speak of uninsured care. You are not eligible for reimbursement from the basic health insurance if you:

  • a referral from your general practitioner, company doctor, or specialist;

  • a diagnosis according to the DSM-5 (e.g. adjustment disorders; sleep disorders; work and relationship problems; burnout)

If your treatment is not eligible for reimbursement, we can still help you. The costs of the treatment are then at your own expense.

Are you not insured through an insurer in the Netherlands? Your foreign insurance may still reimburse the treatment. You are advised to contact your own insurance company.

Costs

The costs of our care depend on the duration and intensity of your treatment. Below you will find an indication of the costs:

  • Intake trajectory*: approximately € 375,-

  • Short Trajectory (2-3 months): approximately € 1000,-

  • Medium Trajectory (3-4 months): approximately € 1750,-

  • Intensive Trajectory (5-7 months): approximately € 2600,-

  • Additional and separate consultation: €175,- per consultation

* The intake phase consists of 2 conversations: 1 with an online psychologist and 1 with a consulting room psychologist. Read more about the iPractice method.

We charge the same costs for a 45-minute online consultation via video calling as for a 45-minute consultation at one of our locations.

For a chat contact, a 15 minute consultation is charged. Duration of the actual contact may vary per week. We apply an average time spent per week. You can chat with us at any time that suits you. Our psychologists reply during office hours.

As of when costs are charged?

During the intake, our psychologists assess whether we can help you. The diagnosis is also established in the intake phase. With a referral from your GP, consultations in the intake phase are always reimbursed. Even when there is no established diagnosis according to the DSM-5.

Consultations in the treatment phase are always charged. However they are only reimbursed with an appropriate DSM-5 diagnosis and referral letter. Your psychologist will always inform you about eligibility for reimbursement before the start of the treatment.

Psychologist
Anna Bigot
Anna is a psychologist at iPractice. With her empathy, open attitude, and strong communication skills, she ensures that patients feel comfortable sharing their vulnerable stories.
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